Prescription Drugs

What does Medicare Part D cover?

Each plan that offers prescription drug coverage through Medicare Part D must give at least a standard level of coverage set by Medicare. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different “tiers” on their formularies.

How do I get Medicare Part D?

Medicare prescription drug coverage is an optional benefit offered to everyone who has Medicare but is only available through private insurance companies.

There are 2 ways to get prescription drug coverage:

You may make these payments throughout the year in a Medicare drug plan:

Your actual drug plan costs will vary depending on:

How can you get help to lower prescription costs?

Extra Help Program:

If you meet certain income and resource limits, you may qualify for a program called Extra Help from Medicare to pay for some or all of the prescription costs, premiums, deductibles, and coinsurance of Medicare prescription drug coverage.

Qualifying for this program also gives you the opportunity to change your Part D or Medicare Advantage plan with Part D through a Special Election Period.

Other ways to lower prescription costs:

Use generic drugs.

Consider using mail-order pharmacies.

Look into discount programs.

Find out if your state offers help paying for drug costs.

Find out if the company that makes your drug offers help paying for it.

We can help you find ways to lower your drug costs and assist you in applying for Extra Help. The income and resource limits change yearly and there are different levels of assistance.

Please call us for a FREE personal consultation so we can help you find ways to save 1-855-I-TURN-65 (1-855-488-7665) or 503-691-2978.

Attention Pharmacists: We are also available as a resource for you – if you have a customer that needs assistance with enrolling in a plan with prescription drug coverage, has questions about plan options that may cover their prescriptions at a lower cost, or might be a candidate for Extra Help, please refer to them to us. We can save you time and your customer will be grateful for being referred to such a valuable resource.